Current Participant

If you’ve been participating in the Plan for several years, it’s important to review your JRB account on a regular basis to make sure you’re on track to meet your retirement goals.

Perhaps most important is making sure that your account portfolio is meeting your expectations and reflects your investment strategy. For example, if there’s been a change in your financial situation, or market fluctuations have altered your investment mix, you may want to realign your account holdings.

You can do this by rebalancing your account to emphasize different asset classes, modify the risk you are taking, or alter the way new contributions are invested.

You might also explore some different investment strategies, such as dollar-cost averaging, which lets you invest your contributions over time, rather than in one lump sum.

Equally important, you should consider increasing your contributions, which will lower your taxes and add to your retirement savings.

3 Tips You Can Use to Reduce Your Taxes

Personal Investing Goals

Evaluating Mutual Funds

Reallocating Your Portfolio

Rebalancing Your Portfolio

Catch-up Contributions