The Joint Retirement Board proudly offers our participants the opportunity to purchase State of Israel Bonds. Israel Bonds can be purchased twice a year, in Spring and Fall.
Application for Investment in State of Israel Bonds
What Are State of Israel Bonds?
Development Corporation for Israel/Israel Bonds underwrites securities issued by the State of Israel in the United States. Proceeds from the sale of Israel Bonds have played a decisive role in Israel’s rapid evolution into a groundbreaking leader in high-tech, green-tech and biotech. Israel Bonds capital has helped strengthen every aspect of Israel’s economy, enabling national infrastructure development.
Purchase Israel Bonds through the JRB and Get a Higher Rate of Return
The Premium Jubilee Bond receives a higher interest rate than the standard Jubilee Bond and requires a minimum investment of $1 million. Because the JRB historically purchases more than $1 million in Israel Bonds, we can offer you the higher interest rate. If the Israel Bonds Offering does not raise $1 million, the JRB will purchase the Bond at the regular rate.
Diversify Your Portfolio
Investing in Israel Bonds allows you to diversify the fixed income portion of your portfolio. The Bonds offer a guaranteed rate of return which reduces the impact of stock market volatility. Note that investing in international securities carries the risk of exposure to political and economic uncertainty.
Purchase Israel Bonds on a Tax-Favored Basis
Purchasing Israel Bonds through your JRB retirement account means that you do not pay taxes on income from the investment until you withdraw the funds in retirement* when you are likely to be in a lower tax bracket.
*If you only have a Roth account, withdrawals will also be tax-free in retirement
Honor a Fund Drive Pledge
Purchasing State of Israel Bonds through the Joint Retirement Board is a convenient way to honor a fund drive pledge. The JRB will notify your Israel Bonds district office of the purchase. Simply include this information on the Application for Investment in State of Israel Bonds.
Purchase State of Israel Bonds
The current offering is for 5-year State of Israel Premium Jubilee Issue Bonds. Bonds can be purchased in increments of $2,500 with a maximum purchase of $30,000 per offering ($60,000 per year).
These are fixed interest bonds. This means that the interest rate established when the bond is purchased remains in effect for the entire 5-year term of the bond.
Interest on the bonds is paid semi-annually – in May and November. Interest paid is credited directly to your account according to your contribution elections.
Read the prospectus.
JRB’s Fall State of Israel Jubilee Issue Bond Offering
Ends November 9, 2026
- Monday, November 2 – The interest rate for the November bond offering is announced.
- Monday, November 9 – The deadline for purchasing the State of Israel Jubilee Issue Bond.
- Thursday, November 12 – The JRB purchases the bond and credits it to your account.
How to Purchase State of Israel Jubilee Bonds
- Fill out the Application for Investment in State of Israel Bonds.
- Fax (212-947-1676) or email the form to staff@jrbcj.org by November 9.
- The amount you designate for investment in the State of Israel Jubilee Bond will be transferred from your Stable Value Interest Fund account. In the event that your assets in the Stable Value Interest Fund are insufficient to cover the State of Israel Jubilee Bond purchase, the balance will be taken proportionately from your other JRB investments.
Restrictions
- The bond will be purchased from pre-tax funds in your account. If your account does not include pre-tax funds, the bond will be purchased from your Roth funds.
- State of Israel 5-year Jubilee Bonds cannot be redeemed prior to maturity. This means that you cannot access the funds you invested until the 5-year term of the bond expires (November of 2031).
- Your JRB quarterly account statement will reflect your bond purchase; you will not receive a State of Israel Jubilee Bond certificate.
- Participants and spousal beneficiaries age 65+, as well as all non-spousal beneficiaries, may not purchase an Israel bond to the extent their account balance minus outstanding loan balance exceeds or would exceed 50% in Israel Bonds. This ensures that sufficient funds remain in your JRB account to cover the Required Minimum Distribution.
- Non-spousal beneficiaries may not purchase an Israel Bond if their accounts must be distributed in full within the next five years.
Purchasing Israel Bonds through the Joint Retirement Board:
- Diversifies your portfolio.
- Offers a convenient way to honor your fund drive pledge.
November 9, 2026 is the deadline for purchasing an Israel Bond through the Joint Retirement Board.
For more information or to participate in this offering of Israel Bonds, please contact the JRB today! Call 888-JRB-FREE (572-3733) or email us at staff@jrbcj.org.
October 2026